Commencement Date means the date the Cardmember is enrolled for Credit Cover by the Bank. Credit Card means the Bank Alfalah VISA facility. This Agreement is between you and Tangerine Bank in connection with your Tangerine Credit Card, including any renewal or replacement Card(s) issued to you. In such case, I/We agree to provide written instructions for utilization of my/our Balance Transfer Facility. 11.4) If the use of all or any Card(s) is terminated under Clause 11.1 or Clause 11.2, all Charges and Liabilities of the Cardmember whether actual or contingent shall become immediately due and payable to the Bank.The Cardmember shall be fully liable to the Bank for all Charges and Liabilities until the Bank’s receipt of all Cards cut into two vertical halves and full payment from the Cardmember for all outstanding Charges and Liabilities and other costs and expenses in connection therewith. I/We agree that I/we shall not have any claim of any kind against Bank Alfalah Limited on the basis of/or arising out of/or relating to any of the instructions given above & that Bank Alfalah Limited, its relevant officers & employees shall not be liable for any action undertaken pursuant to instructions issued by me/us. You agree to be bound by them and any variation the Bank makes to its banking agreement. Promotions are not valid with other on-going promotions, discounts, offers, vouchers, rebates or privileges. A processing fee of 2% will be applicable per transaction. RMB Private Bank Credit Card iStore Campaign Terms and Conditions Date these rules were first published: 4 October 2017 Date these rules were last changed: 27 July 2020 Read these campaign rules carefully. 2.2: The interest, fees and charges of Part A apply only to the actual credit facility granted, in the form of the credit … At any time if making payment of the amount will result in exceeding the Credit Limit, the Bank will not be obliged to pay the amount in terms of the instructions for the Facility and will not act upon the Customer’s instructions and the Customer will not be able to avail the Facility exceeding the Limit. Premiums are payable as per schedule of charges based on current balance shown on the Cardmember’s Statement of Account each month. Credit Cards Terms and Conditions ... offices of the Bank are open to the public for routine business. The Bank would not be bound to act upon any oral instructions purporting to have been given by the Customer unless the Bank can, during such oral instructions, verify any personal/financial information appearing on or resulting from the Customers Bank Alfalah Credit Card Application Form and/or Credit Card Account. The Customer hereby authorizes the Bank to debit the Customer’s account with such fees and charges.Notwithstanding the service charges, or fees imposed by the Bank, the Customer is further liable for any charges levied by any mobile services provider and/or any other third party as a result of the use by the Customer of the Service. The Service will be subject to payment of a fee as determined by the Bank from time to time and the same shall be notified to the Customer. Enjoy coverage of up to RM500,000 for travel inconveniences, including luggage delay, luggage loss, flight delay, missed connecting flight, trip cancellations, and repatriation expenses. Event means Death, Terminal Illness, Permanent Total Disability or Temporary Total Disability. 15.3) Notwithstanding the aforesaid, the Bank shall be entitled at its absolute discretion to rely and act on any notices, requests or instructions which are or purport to be from or given on behalf of the Cardmember or the Supplementary/Virtual Cardmember (whether or not they are genuine or given with the Cardmember’s consent or authority), and action on the Bank’s part pursuant to such notices, requests or instructions shall be binding on the Cardmember and also the Supplementary/Virtual Cardmembers and the Bank shall not be liable for any loss or damage incurred or suffered or sustained by any Cardmember and/or Supplementary/Virtual Cardmember as a result of such action. The Bank makes no warranty or representation of any kind in relation to the system and the network associated with the Service or their function or performance or for any loss or damage whenever and howsoever suffered or incurred by the Customer or by any person resulting from or in connection with the Service. Posted on June 16, 2016 by matthewmak Receipt of such benefits by the Bank shall discharge the Insurer with respect to all claims under Credit Cover Scheme. “Confirmable Fraudulent Usage or Counterfeit Activity” means any alleged fraudulent or counterfeit activity on the Credit Card undertaken by any unauthorized person, which can be verified and confirmed, to the satisfaction of the Insurer, to have been conducted illegally and without the permission or acquiescence, direct or indirect, of the Cardmember. 2.1) The Card may be collected by the Cardmember or couriered to the Cardmember at the discretion of the Bank (pursuant to such conditions as are or may be specified by the Bank). These Terms and Conditions apply together with any terms and conditions applicable to the ANZ Credit Card issued to you. The Cardmember and Supplementary/Virtual Cardmember hereby agree that the Bank may in its sole discretion, assign, discount or otherwise transfer part or all of its interest herein (and/or in any goods hypothecated by the Cardmember to the Bank) to any third party for such consideration or otherwise as the Bank considers appropriate. The said ... compatibility of the Axis Bank Credit Card … These terms mentioned here-in-above shall apply to the extent not inconsistent with the Bank Alfalah Credit Card Terms and Conditions. The Bank is also entitled to determine a floor limit for the minimum amount allowed under the COP/SBS for each particular offer. The Bank shall under no circumstances be liable for any damage caused to the Customer as result of use of the Service (including relying on the Service for the Customer’s investment or business purposes) for causes which are not attributable to the Bank. if you do not agree with these terms do not access this website. Note: The tiered Finance Charge is only applicable to the outstanding balances arising from Non-Cash Advance Transactions. The Bank would reserve the absolute right to accept/reject the request for conversion of the transaction or balance to SBS. SBS Terms and Conditions and the provisions applicable to that specific offer. Balance transfers and offers. I/We hereby agree to indemnify Bank Alfalah Limited against any claim made by any person in respect of any transaction undertaken pursuant to the instructions contained herein above and to hold the same harmless against any losses, costs, charges, damages and/or claims of all kinds. NCB provides credit cards, mortgages, personal loans, savings accounts, investment, insurance and business banking. I agree and acknowledge that the Bank has the absolute discretion to amend or supplement any of the terms and conditions at any time, and such amended terms and conditions will thereupon apply to and be binding on me. The use of your eligible Scotiabank VISA Credit or VISA Debit Card to make an eligible transaction constitutes your consent to participate in this Promotion and your consent for The Bank to obtain your name, address and other information for the lawful purpose of administering this Promotion and for other uses as permitted by applicable law. Card means the applicable Bank Alfalah VISA card issued by the Bank to the Cardmember and includes Supplementary/Virtual and subsequently issued renewal or replacement Cards, if any, unless the context otherwise requires. In case of the occurrence or proposed occurrence of any of the following events (whichever is earlier), the cardmember shall immediately notify the Bank of such occurrence: A. His/her intention to reside outside Pakistan. General Terms and Conditions for Credit Cards (May/2019) 1.14 “ erchant” means any, but not limited to, person / shop / company /establishment / organisation which accepts the “ard”, or the Card number as a method of payment for the goods, benefits, reservations, or services offered by it. 13.2) Retention by the Cardmember of the Card after the Cardmember’s receipt of any changes in these Terms and Conditions pursuant to Clause 13.1 shall constitute notice of the Cardmember’s acceptance of such amended Terms and Conditions without reservation. 3 0 obj If the Customer meets the Terms and Conditions of Bank’s Credit Card and also the Terms and Conditions specified herein, he/she may be eligible for enrolling in SBS. Card shall be exclusively used by the Cardholder to whom the Card is issued and within the allowed limits. These Terms and Conditions shall be without prejudice to the existing Credit Card Conditions governing the issue of and use of the Bank’s Credit Card and shall apply to SBS. Card or Credit Card Any credit card (including a physical, digital or virtual card i.e. The Cardmember also irrevocably authorizes the Bank to debit his Pak Rupee account for a handling fees which the bank deems appropriate and may impose from time to time for such foreign currency handling. Either the Bank or the Cardmember may cancel the Credit Cover at any time by giving the other a notice in writing of 15 days. 5.1.3) If the Cardmember fails to effect payment of at least the Minimum Payment Amount on or before the applicable Payment Due Date, in addition to outstanding amounts then due and payable, the Cardmember agrees to make payment of a delayed payment fee of 10 % (or such percentage as the Bank may specify from time to time) of the Minimum Payment Amount then outstanding as detailed in the Statement of Account for the applicable period or Rs. The insurer may at any time vary the prescribed rate of premium. Full terms and conditions will be included in our Letter of Offer. Monthly Installment means the “total Minimum Payment Due” payable to the Bank by the Cardmember as set out in the last billing statement issued prior to the occurrence of the Event giving rise to a claim. The Customer hereby agrees to abide by and be bound by all provisions, terms and conditions regarding claims in respect of the Policy as are mentioned in the relevant policy documents of the Policy or as notified by the Insurance Company from time to time. 5.4) The Bank shall charge the Cardmember and debit to the Card Account a Handling fee of Rs. For example, when you first use your credit card, have a … 6.2) The Bank shall charge financial charges on each Cash Advance from the date of each Cash Advance until the date of full payment as per schedule of charges or such other rate as the Bank may determine from time to time. The Bank shall not be liable if it is unable to perform its obligations under these Terms and Conditions for any reason whatsoever. The headings to the clauses shall not be taken into consideration in the interpretation or construction of these Terms and Conditions. ~G>��og�j��0�R�j�oy�? These Terms and Conditions shall remain in full force and effect (notwithstanding the termination or restriction in use of the Card or the Card Account) until the Bank acknowledges receipt of all Cards cut into two vertical halves and full payment of all Cardmember and Supplementary/ Virtual Cardmember Charges and Liabilities and other costs and expenses relating thereto under these Terms and Conditions. 2. 3.4) The Cardmember and Supplementary/Virtual Cardmember shall respectively notify the Bank of any change or imminent change in any particulars stated in the Card application form or other information provided to the Bank (including any name change) and respectively agree to provide any other information or particulars if requested by the Bank. “Temporary Total Disability” means inability, due to Accident or Sickness, of the Cardmember to engage in his own occupation or employment for a period exceeding forty five days and provided the Cardmember is not otherwise gainfully employed or in receipt of any payments from his employer(including sick pay) or any Social Security organization. For example, If the billing cycle date is 15th and the SBS booking date is 12th of the same month, full monthly service charges will be billed and He/She will also be charged normal service charges on total outstanding balance inclusive of SBS transaction amount till the booking date of SBS. The Bank will not be liable for any damage or loss incurred by the customer arising out of the purchase, installation, use or otherwise of the Good(s) and/or Service(s) under SBS for any negligence, breach of statutory or other duty on the part of the merchant nor shall the Bank be responsible in any way for the quality of the Good(s) and/or Service(s) purchased under SBS. Bank Alfalah Limited does not undertake any liability whatsoever beyond dropping the Instrument to the drop box/delivering the Instrument to the relevant party. 12.4) The Cardmember and the Supplementary/Virtual Cardmember hereby confirm that the Charges and Card Transactions executed and paid pursuant to these Terms and Conditions are and will continue to be in accordance with all applicable laws, regulations, rules, circulars, and directives as may be amended from time to time governing the use of credit cards for the time being in force in Pakistan and further hereby indemnify the Bank from any fines, losses, and/or damages incurred or suffered by the Bank in the event of contravention of such laws, regulations, rules, circulars and/or directives by the Cardmember and/or Supplementary/Virtual Cardmember at any time. Terms and Conditions Governing Credit Card facilities shall be applicable to the Supplementary /Add on Cardholder as well. ... You can see the general terms that apply to your credit card account by clicking on the link below that relates to your product. 25 days from the date of the statement of account. Terms and Conditions and fully agree with them. I confirm that I may be allowed to avail other facilities being offered by Bank Alfalah Limited on its credit cards including but not limited to Step-by-Step (SBS) Facility, Call and Pay facility, etc. I/We (hereinafter referred to as the “Customer”) hereby request and authorize Bank Alfalah Limited Pakistan (hereinafter referred to as the “Bank”) to enroll my/our Card Account mentioned above for the Step-by-Step payment plan facility (hereinafter referred to as the “SBS”). Faysal Bank, Call 111-06-06-06. SBS will be available to the Customers for Goods and Services purchased and the transactions performed through Credit Card issued by the Bank from time to time. Merchant means any retail and service outlets that has entered into a written agreement to accept credit cards in the payment or reservation of goods and services. 11.2) The Cardmember and/or the Supplementary Cardmember may at any time terminate the use of any Supplementary Card by giving notice in writing and returning the relevant Supplementary Card cut into two vertical halves to the Bank. If the Cardmember fails to pay “Total Minimum Payment Due” in respect of the last statement of account on its due date then the Bank shall stop payment of the premium to the Insurer. The card will be issued by DBBL under the condition where all the asked information on the Credit Card … Sunflower Bank provides credit cards terms and conditions for our Classic, Gold, Platinum, Corporate, and Business Visa Credit Cards. The Cardmember hereby indemnifies the Bank from any and all losses, claims and damages arising out of or in connection with any Bank repossession and/or sale of the hypothecated property. The Bank may at any time waive either unconditionally or otherwise any of these Terms and Conditions or any default or breach of the Cardmember provided that such waiver is given in writing by the Bank save as aforesaid, no condoning or excusing of and no neglect or forbearance on the part of the Bank of any default or breach of any of these Terms and Conditions shall operate as a waiver of the Bank’s rights and powers, and no waiver shall be inferred from or implied by anything done or not done by the Bank unless expressed in writing by the Bank. On receiving the oral instructions the Bank may, if it deems fit, convert the transaction into a SBS transaction in accordance with these. 5.1.1) If the Cardmember effects full payment of the Current Balance outstanding in the Card Account on or before the Payment Due Date subject to the collection of the required service fees and other fees for Cash Advances payable under Clause 6.2 for the period covered by the relevant Statement of Account, the Bank will not charge any service fees. Public Provident Fund. We urge you to read this Agreement carefully as Cards are subject to the terms and conditions provided in this Agreement. Without limitation to the provisions of these terms and conditions, the Bank and/or its employees shall not be liable for interruption, suspension, error of the Bank in receiving and possession of the request and in formulating and returning responses or any failure, delay, interruption, suspension, restriction or error in transmission of any information or message to and from the telecommunication equipment of the Customer and the network of any mobile service provider and the Bank’s system or any breakdown, interruption, suspension or failure of telecommunication equipment of the Customer, the Bank’s system or the network of any mobile service provider and/or any third party who provides such services as is necessary to the Service. 10.4) The Bank may in its absolute discretion, (i) decline to issue a replacement Card for any lost or stolen Card or (ii) issue a replacement card for any lost or stolen Card or a new PIN on these Terms and Conditions or (iii) issue a replacement card for any lost or stolen card on additional/new Terms and Conditions as the Bank may deem fit. Bank Alfalah Limited may from time to time and at any time revise and/or change any of the Terms including without limitation the Mark-up leviable in respect of the Balance Transfer Facility. 2. shall be debited on the Cardholder’s account at the end of the month.Cardholder shall not allow any other person to use the Card and shall The Customer will be able to utilize credit limit from time to time by giving oral instructions, through telephone to the Bank’s 24-hour Call Centre/PBO. The income requirement for Standard Chartered Visa Platinum Card/Platinum MasterCard is HK$150,000 per annum and that "TERMS AND CONDITIONS" or "AGREEMENT" - These Terms and Conditions for ACCESS BANK's Credit Card Products; The Card The CARD issued is the sole property of ACCESS BANK. Within three days of such notification to the Bank, he/she shall send to the Bank a written confirmation of the loss theft or disclosure together with such particulars thereof, including copy of relevant police report, as may be required by the Bank. 10.2) The Cardmember agrees that the Bank has the right to recover all authorized charges and/or Cash Advances provided, however, that the Cardmember is not liable for any unauthorized Card Transaction made subsequent to reporting of such loss, theft or disclosure of PIN if there is due notification by the Cardmember or the Supplementary/Virtual Cardmember of such loss, theft or disclosure to the Bank as specified herein above on the condition that such loss, theft or disclosure is not due to the negligence or default of the Cardmember and/or the Supplementary/Virtual Cardmember and the terms of Clauses 10.1 and 10.3 have been satisfied by the Cardmember. Accordingly, all costs and expenses, including legal costs and disbursements of every expense incurred by the Bank in enforcing or seeking to enforce or applying these Terms and Conditions or otherwise, shall be debited to the Card Account and shall be paid as Liabilities by the Cardmember on demand. By agreeing to use this Card and/or availing the offers, the Cardholder accepts the Terms and Conditions as stated on the website for the use of these offers. Any reference to a Cardmember includes where the context permits any or all heirs, executors, administrators and successors-in-interest. 9.1) The Bank may issue a PIN to the Cardmember and/or Supplementary/Virtual Cardmember for use at any bank counter or ATM which will accept the Card. <>>> You can call our 24 hours number 111-225-786 to activate your physical card for a limited time of your choice for such transactions. The bank shall also debit all charges, liabilities, losses or damages incurred or sustained by the Bank arising from or relating to the issue or use of the Card (or any indemnity herein or otherwise given) or a breach of these Terms and Conditions by the Cardmember and/or Supplementary/Virtual Cardmember. 13.1) The Bank may from time to time and at any time change any of these Terms and Conditions including, without limitation the terms of payment, percentage rates, charges and fees, and shall accordingly notify the Cardmember by inclusion in the Statement of Account or otherwise. The Bank is offering this facility to all the members of the Bank that hold the Credit Cards issued by the Bank for more than 6 months. Bank Alfalah Limited does not under take any responsibility whatsoever for non-payment of any such amount, and/or any resulting charges/mark-up/losses or any other liability as a result of such non-payment to the relevant party. The Customer having available credit limit can ask for the transference of his/her specified amount to issue a pay order issued in his/her own name or get the Credit amount to his/her account maintained in Bank Alfalah branch.